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The burden of the public debt will therefore remain moderate. The latter must guarantee for expenses related to the proceedings. Nevertheless, since , opinion polls for the right-wing libertarian FrP, which is inter alia focused on restricting immigration, were falling. Conversely, promissory notes gjeldsbrev are much more common in commercial transactions, and offer superior guarantees when associated with an unequivocal acknowledgement of the sum due that will, in case of subsequent default, allow the beneficiary to obtain a writ of execution from the competent court Namrett. The unemployment rate of the Labour and Welfare Administration NAV shot up from 2. Shops remained open, but contact services like hairdressers had to close for several weeks. The length of proceedings varies from one court to another. The FrP left the government, which has been carrying on, again, as a minority coalition. In this context, the coalition should hold until the next election on 13 September Last updated: August Payment Bank transfers are by far the most widely used means of payment. Still a solid financial situation thanks to the immense sovereign wealth fund Because of the extensive restrictive economic measures, as well as low oil and gas revenues, government spending is expected to be appreciably higher than its revenues, which is uncommon considering the last 20 years. Norway does not have a system of commercial courts, but the Probate Court Skifteret is competent to hear disposals of capital assets, estate successions, as well as insolvency proceedings. All leading Norwegian banks use the SWIFT electronic network, which offers a cheap, flexible and quick international funds transfer service. Centralising accounts, based on a centralised local cashing system and simplified management of fund transfers, also constitute a relatively common practice. The pandemic peaked at the end of March. Containment measures announced firsthand on 12 March included the closure of all educational institutions, gyms, swimming pools, hotels, pubs, bars and the cancellation of all public events. In January , this party got into a fight with PM Solberg about bringing a woman, suspected of affiliation to the Islamic State, and her children home from Syria. This means that the Norwegian government has been one of the most successful in dealing with the pandemic in Europe, so far. However, for claims found to be valid, the Conciliation Board has the power to hand down a decision, which has the force of a court judgement. The summons will be served on the debtor with an order to give the court notice of intention to defend if he so wishes. The court will appoint a trustee and assess the need for a creditor committee prior to issuing a bankruptcy order and given the creditors time to file their claim three to six weeks.{/INSERTKEYS}{/PARAGRAPH} His financial situation is assessed with a court-appointed supervisory committee and a composition proposal is prepared. At this stage of proceedings, lawyers are not systematically required. A debt settlement proceeding may result in a completed debt settlement, composition or the commencement of a bankruptcy proceedings. Legal proceedings If a settlement is not forthcoming, the case is referred to the court of first instance for examination. Since late April, new daily infections are limited. Borders were closed on 16 March and gatherings over 5 people were banned. As of 9 August , 9, cases were reported 0. The Conciliation Board then allows the debtor a short period to respond to the claim lodged before hearing the parties, either in person or through their official representatives stevnevitne. The Norges Bank reneged on its recent exit out of the ultra-expansive monetary policy. More complex or disputed claims are heard by the court of first instance Byret. A third party a lawyer or an accountant can handle the process if the parties wish it so. The sharp fall in prices bit severely into the turnover of oil producers. Along with the easing of restrictions, the unemployment rate decreased again and stabilized at around 4. The collapse of domestic and external demand was strongly reflected in the labour market. A case which is referred to the higher court will commence with a summons to appear before the municipal or District Court. The measures were gradually lifted from mid-April onwards. Government will continue until the next election in Following the parliamentary elections held in September , Prime Minister Erna Solberg of the Conservative Party led a minority governing coalition with the Progress Party FrP , and, since January , with the Liberal Party. Debtors and creditors are free to make any kind of arrangements, but in practice the Debt Reorganization and Bankruptcy Act is often applied. In addition, creditors frequently refuse to accept cheques as a means of payment. They finally joined the coalition in January , which gave the government more stability. For decisions rendered by non-EU members, they will be enforced on a reciprocity basis, provided that the issuing country is party to a bilateral or multilateral agreement with Norway. Where a defendant fails to respond to the summons in the prescribed time about three weeks or fails to appear at the hearing, the Board passes a ruling in default, which also has the force of a court judgement. Furthermore, the government introduced a state guarantee in loan schemes for businesses, including SMEs. However, the government was still dependent on the support of the Christian Democrats. As a rule, both instruments serve mainly to substantiate the existence of a debt. Enforcement of a court decision A domestic judgment is enforceable for ten years if it has become final. The agreement therefore reached will be enforceable in the same manner as a judgement. To benefit from this procedure, creditors must submit documents authenticating their claim, which should be denominated in Norwegian kroner. From February to May, the central bank cut its leading interest rate from 1. {PARAGRAPH}{INSERTKEYS}The first case in Norway was diagnosed on 26 February. In times of crisis, this rule is relaxed, so that the support of the SWF keeps the public budget at a small surplus. The plenary proceedings of this court are based on oral evidence and written submissions. However, since the imports of products and services have decreased too albeit not as much as exports , the decrease of the current account surplus should remain limited. Bills of exchange and cheques are neither widely used nor recommended, as they must meet a number of formal requirements in order to be valid. To cushion the economic downturn, the government decided several support measures worth NOK billion 4. The current account surplus should shrink, mainly due to lower demand from main export destinations: UK, Germany, the Netherlands and Sweden. These restrictions hit consumption, investment and external trade, and Norway entered in one of its deepest recessions since World War II GDP in Q1 The main factor triggering the recession was not sagging domestic demand, but the deep contraction on the oil and gas market.